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Shopping around for car insurance is something that is both daunting and personal. In fact, one of the first things you must come to grips with is the fact that you will need to share personal information with various companies. This is needed for your auto insurance provider to provide you with the best possible plan. However, you might be unsure and confused by some of the questions being asked. Here is some information about some of the most common questions asked by insurance companies.

Where Do You Live?

When auto insurance companies ask a person where they live, it can lead to some people becoming offended. They may believe that their credit history, ability to pay, and perfect driving history are all they need to share. The fact is that auto insurance companies also look out for a couple of other factors, including your zip code. For example, someone who lives within a large [...]

Dodge Charger, F-250 popular with car theives

Auto thefts decline because of technology, but statistics conflict

img-1The most theft-prone vehicle in America might be the Dodge Charger. Or it might be the Ford F-250 pickup truck.

Those are the contradictory conclusions of the National Highway Traffic Safety Administration and the insurance industry-funded Highway Loss Data Institute.

Still, the government agency and private group agree that the theft of late-model vehicles is on a rapid decline in the United States. One reason: automakers’ increasing use of ignition immobilizers, which stop thieves from hot-wiring cars. Nearly 90 percent of 2012 models are equipped with them.

In a report released on Monday, NHTSA said the car stolen most often during the 2011 calendar year was the Charger, with 4.8 thefts for every 1,000 cars produced in 2011. It was followed by the Mitsubishi Galant, Hyundai Accent, Chevrolet Impala and Chevrolet HHR among vehicles with more than 5,000 units produced that year.

Pickup trucks took the top [...]

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