Paying for car insurance is something you really cannot avoid. However, owning your own car does not have to leave a hole in your pocket. There are plenty of ways a car owner can lower his or her insurance rates as much as possible. The following list contains some of the best tactics you can begin to implement today to lower your insurance rates.
Maintain Good Credit
More and more car insurance companies are now using a person’s credit score to determine how much he or she is going to be charged. Thus, car owners and future car owners may want to hold off on making a purchase until they are within a good credit score range. Purchasing a new car may be an exciting time, but patience, in this instance, truly does pay off.
Purchasing a new vehicle is an exciting time. What you pick typically says a lot about you and your personality. People tend to pick a make and model based on a number of different characteristics in a vehicle. Let’s take a closer look at what the car you choose says about you.
There are many different makes and models of vehicles on the market right now. With so many different options to choose from, your personality can really shine through with your selection. For example, your adventurous personality might motivate you to choose something like a Jeep or Truck. These vehicles are perfect for an off-road adventure. You can also use them to tow things like boats or jet skis. If you’re a bit more conservative, you might be looking for a new vehicle based on the price [...]
Many of us have experienced the following situation before. We buy a product and take it home only to find out that it’s defective in some way. Most of us simply take it back to the store, and that’s it. However, this is a little more complicated when a car is involved. Taking it back to the dealer can be a legally tricky obstacle. So what are your options when you run into this type of issue?
Look at Your Warranty
One of the first things you should look for when you discover that you have an efficient car is the warranty attached to it. Most vehicles that are sold at dealerships do come with some form of warranty that would cover a defect. The issue that people tend to have is not lack of a warranty, but knowing what it actually covers. Most warranties only cover parts of the car that are meant to [...]
A new car can set you back tens of thousands of dollars or more. Therefore, it is important that you take steps to protect your investment. One of those steps is to keep your garage clean and dry to ensure that it stays looking and functioning its best. Here are a few tips to get you started.
Create an Auto History Museum
If you want your garage to look like a shrine to your vehicle, it could be a good idea to add automotive memorabilia. For instance, you could hang pictures of classic vehicles on the walls or anything else related to cars. You could also get a neon sign or other signage that makes you feel like you’ve been transferred from your home to an auto body shop.
Clear the Clutter
That’s not to say you can’t use the garage as storage. You absolutely can! However, organization is vital to making the space worthy, [...]
Vehicles that are new on the market right now are very different than how they used to be.There is some really innovative technology available in all areas of a vehicle. Whether you want to be able to park your vehicle safely or you need navigation to get from one place to another, you have everything that you need already installed into your vehicle. Here’s how technology can make new car purchases worth every penny compared to buying used.
A Smoother Ride
The main concern of vehicle drivers used to be just getting from point A to point B. Now, people are concerned with purchasing a vehicle that will provide them with a smooth and comfortable ride. Many vehicles are designed with specific types of suspensions that will make the ride smoother than ever.
There are so many different safety features available in vehicles from all manufacturers helping to prevent fewer accidents. The rearview [...]
The auto industry has experienced as much disruption as other business fields thanks to the expectations of the current young generation. While people may be purchasing and leasing fewer vehicles, at some point in most consumers’ lives, ridesharing will no longer be a viable option. At that point, you will have to decide if you want to rent a car or lease one. Here are the pros and cons of each to consider.
Renting is a service most often used at airports by travelers looking for independent transportation, but it’s handy for other uses like being able to get around when your car is at the mechanic for a day or two. You are not constrained by the number of miles you are going to drive or where you are going, and if you need something larger, you can pick it out of the lot. The downside to renting is that it’s an expensive [...]
In many areas of the country, a vehicle is a necessity. While some cities have public transportation, if you live in a smaller city, it’s just not feasible to walk or bike places, and taxis just aren’t always available or affordable. When you experience certain life events, it’s time to get a new car. Here are three of the most common reasons that buying a new vehicle is necessary.
New Driver in the Family
If your child is about to turn 16, it might be time to get a new car. When your teenager has their own vehicle, they won’t need to beg you for the keys to your car, and they can even help you do errands. If you want your son or daughter to have their own car, you can give them your old one so that you can drive the new vehicle. Otherwise, you can buy them a new vehicle with features [...]
When you buy a new car, you’re making a big investment. In fact, buying a new car is one of the largest purchases most people will ever make, so it’s wise to think carefully before making your final choice. New vehicles come equipped with a variety of safety features, tend to last around eight years or longer, typically come with cost-saving warranties, and supply you with the freedom to choose the exact features you want.
New Safety Features
New cars offer a host of safety features that older cars do not. For example, this source explains, “adaptive cruise control, a safety feature found on many new cars, uses radar and sensors to maintain a safe distance between your car and the ones around it.” Automatic emergency braking is another beneficial safety feature; if a car that features automatic emergency braking technology detects a potential collision, it will brake for you if you don’t react [...]
The most theft-prone vehicle in America might be the Dodge Charger. Or it might be the Ford F-250 pickup truck.
Those are the contradictory conclusions of the National Highway Traffic Safety Administration and the insurance industry-funded Highway Loss Data Institute.
Still, the government agency and private group agree that the theft of late-model vehicles is on a rapid decline in the United States. One reason: automakers’ increasing use of ignition immobilizers, which stop thieves from hot-wiring cars. Nearly 90 percent of 2012 models are equipped with them.
In a report released on Monday, NHTSA said the car stolen most often during the 2011 calendar year was the Charger, with 4.8 thefts for every 1,000 cars produced in 2011. It was followed by the Mitsubishi Galant, Hyundai Accent, Chevrolet Impala and Chevrolet HHR among vehicles with more than 5,000 units produced that year.
Global sales of BMW Group’s core brand rose faster in June than at Audi and Mercedes-Benz as demand from China and the United States helped the premium carmaker to extend a lead over the two rivals in the first six months of the year.
Sales at the brand were up 9 percent last month to 153,075, the group said today, compared with growth of 5 percent to 140,300 and 8 percent to 131,609 at Audi and Mercedes respectively.
Six-month sales at BMW brand rose 8 percent to 804,000 cars, expanding the lead over runner-up Audi to 24,000 from 11,000 after five months. Half-year sales at Audi and Mercedes rose 6 percent each to 780,500 and 694,000 respectively.
“BMW has stronger momentum than Audi and Mercedes, that won’t change in the second half,” said Hanover-based NordLB analyst Frank Schwope. “Design of their cars has improved and they’re ahead [...]